Here are my legal disclosures!

BY PURCHASING THIS PRODUCT, YOU EXPRESS YOUR UNDERSTANDING OF AND AGREEMENT WITH THE FOLLOWING INFORMATION. IF YOU DO NOT UNDERSTAND THE MEANING OF ANY OF THESE STATEMENTS, PLEASE SEND AN EMAIL TO: information@thesecretsofmoneyandriches.com

IF THESE COMMENTS SOUND EXCESSIVELY LEGAL, I'M SORRY.  BUT TO ABIDE BY THE LAW, I HAVE TO SAY SOME OF THIS STUFF.  AS FANTASTIC AS I FEEL THE PRODUCT IS, AS TERRIFIC AS THE FEEDBACK IS, AS EXCITED AS I AM YOU'RE BUYING IT, EVEN SO, THERE ARE A TRUCK FULL OF LEGAL DISCLAIMERS I HAVE TO MAKE.  

ANY AND ALL CLAIMS OR REPRESENTATIONS MADE IN THIS LETTER ARE TO BE CONSIDERED EXCEPTIONAL RESULTS BY TALENTED INDIVIDUALS WHO ACTUALLY USE THE INFORMATION, NOT THE AVERAGE RESULT OF ANYONE WHO BUYS THE PRODUCT. THIS APPLIES ESPECIALLY TO THOSE WHO BUY THE PRODUCT BUT DO NOT READ IT, APPLY IT OR FOLLOW DIRECTIONS ONLY PARTLY. FOR EXAMPLE, BECAUSE SOMEONE I KNOW GETS 10,000 HITS A MONTH WITH A BANNER PROGRAM DOES NOT MEAN THAT EVERYONE WHO STARTS A BANNER PROGRAM WILL GET 10,000 HITS. NOR THAT THE AVERAGE PERSON WILL. IT MEANS THAT IT'S POSSIBLE. THE DEFINITION OF A "KILLER MARKETING LETTER" IS ANY LETTER FOLLOWING THE FORMULA I PRESENT THAT GENERATES EITHER LEADS OR ORDERS IN ANY AMOUNT.

IN THE CASES WHERE I CITE DOLLAR AMOUNTS OR MARKETING RESULTS MADE BY FRIENDS OR PEOPLE I KNOW, I HAVE NOT VALIDATED THOSE FIGURES NOR DO I HAVE A WAY OF DOING SO SINCE THESE BUSINESSES ARE USUALLY NOT PUBLIC.  HOWEVER, BASED ON WHAT I HAVE PERSONALLY OBSERVED I HAVE EVERY REASON TO BELIEVE THE INFORMATION OR FIGURES ARE REASONABLY ACCURATE.

ANY STATISTICS QUOTED IN THIS LETTER ARE BASED ON THIRD PARTY RESEARCH. BECAUSE I QUOTE A STATISTIC DOES NOT NECESSARILY MEAN I HAVE VALIDATED THAT PARTICULAR PIECE OF INFORMATION IN MY BUSINESS OR IN THE BUSINESSES OF MY CUSTOMERS. HAVING SAID THAT, THESE STATISTICS ARE COMMONLY HELD AS TRUE BY THE PEERS I ASSOCIATE WITH IN THIS BUSINESS.

TESTIMONIALS: THE TESTIMONIALS IN THIS LETTER REPRESENT THE UNIQUE EXPERIENCES OF TALENTED INDIVIDUALS AND DO NOT INDICATE YOU WILL OR EVEN CAN ACCOMPLISH A SIMILAR RESULT. BECAUSE SOMEONE ELSE MAKES $2,000 OR $10,000 OR $30,000 DOES NOT MEAN YOU CAN OR WILL. ALL FIGURES REPRESENT GROSS SALES UNLESS OTHERWISE STATED. 

REFUND POLICY

THE THIRTY DAY-MONEY-BACK GUARANTEE IS DEPENDENT ON YOUR TRYING OUT THE STEPS OF THE BOOK.  IT IS A LIMITED GUARANTEE IN THIS REGARD.  YOU ARE REQUIRED TO SHOW THAT YOU MADE AN EFFORT TO FOLLOW THE GUIDELINES IN THE BOOK AND THAT YOU READ THE PRODUCT.  I DO NOT GIVE REFUNDS TO PEOPLE WHO "DON'T LIKE THE PRODUCT" OR WHATEVER.  IT'S A DIGITAL PRODUCT.  TO PREVENT   UNSCRUPULOUS PEOPLE FROM ORDERING THE PRODUCT AND THEN IMMEDIATELY REQUESTING A REFUND, THUS RIPPING OFF MY PROPRIETARY INTELLECTUAL CONTENT, I HAVE INSTITUTED THE REQUIREMENT OF AT LEAST GIVING THE FORMULA A FAIR SHOT.  THIS INVOLVES DOING A VERY SIMPLE MARKET SURVEY AND MAKING A BASIC ATTEMPT TO FOLLOW MY FORMULA.  NOTHING ARDUOUS BUT ENOUGH TO SHOW YOU'RE SINCERE AND NOT JUST OUT FOR A FREEBIE.  WHAT I'M LOOKING FOR IS A SHOW OF GOOD FAITH.  THIS INVOLVES THE SIMPLE PRODUCT SURVEY WHICH YOU CAN DO WITHOUT INVESTMENT.  AND IT INVOLVES TELLING ME THE BASICS OF YOUR TARGET MARKET, WHERE YOU'RE GOING TO ADVERTISE ETC.

I ONLY ALLOW ONE REFUND PER FAMILY, CUSTOMER, CORPORATION OR ENTITY. 

THE FREE BONUS OFFER DOES NOT IN ANY WAY CONSTITUTE A LIMITED TIME OFFER.  WHAT IT STATES IS THAT I ONLY GUARANTEE THE BONUSES IF YOU ORDER PRIOR TO A CERTAIN DATE.  THAT DOES NOT MEAN YOU WON'T RECEIVE THE BONUSES AFTER THAT DATE.  ONLY THAT I WON'T GUARANTEE IT UNLESS I CHANGE THE DATE.  

ALL INFORMATION IS PROVIDED FOR EDUCATIONAL PURPOSES ONLY AND MAY OR MAY NOT REPRESENT FACTUAL INFORMATION.

COMMON SENSE: YOU RECOGNIZE THAT ALL MARKETING AND ANY BUSINESS ENDEAVOR ENCOMPASSES RISK. YOU FREELY AND OF YOUR OWN WILL RISK ANY AND ALL CAPITAL YOU MAY CHOOSE TO SPEND IMPLEMENTING THE STEPS IN THIS BOOK AND CONCEPTS. YOU WILL DO SO WITH SKILL AND COMMON SENSE. YOU WILL NOT HOLD THE TRUE WEALTH COMPANY,MYSELF OR ANY OF MY BUSINESSES,ASSOCIATES,FAMILY OR WARDS LIABLE OR ACCOUNTABLE IN ANY WAY FOR ANY FAILURE OF THE BOOK TO LIVE UP TO YOUR EXPECTATIONS.

IN SHORT, LET ME SUM UP THIS WAY: YOU'RE AN ADULT AND I'M AN ADULT. I'M SHARING INFORMATION BASED ON MY EXPERIENCES, THOSE OF MY FRIENDS AND THAT WHICH I'VE LEARNED. YOU'LL USE YOUR OWN BRAINPOWER TO IMPLEMENT THESE METHODS AT YOUR OWN RISK.   I DO NOT REPRESENT THAT ANY OF THE CLAIMS MADE IN THIS LETTER ARE INDICATIVE OF WHAT THE AVERAGE BUYER WILL BE ABLE TO DO, ASSUMING THEY FOLLOW MY ADVICE AND INSTRUCTIONS, NOR DO I REPRESENT THAT ENOUGH INFORMATION IS CONTAINED IN THIS PRODUCT TO ALLOW THE AVERAGE BUYER TO SELL PRODUCTS LIKE CRAZY OR BECOME RICH.

BY PURCHASHING THIS PRODUCT ONLINE OR BY CALLING  IN ANY OTHER WAY -- YOU AGREE TO THESE TERMS AND CONDITIONS.